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Investment Property Mortgage

Get Approved in 3 Simple Steps
Step 1

    Select Type of Loan

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    Select Mortgage Request

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Step 2
  • Property Value
  • $ 50,000
  • Mortgage Request
  • $ 50,000
Step 3
Your Estimated Monthly Payment *

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Investment Property Mortgage

Many Canadians buy multi-unit properties in order to rent them out. Investment properties are a great way to boost your income and grow your financial portfolio because of the significant return they offer. can help you refinance the asset in the event you need to access its equity.

An investment property mortgage is the only loan available for this type of property and will help you secure financing.

What Is An Investment Property Mortgage?

An investment property mortgage is a loan given to people who need financing on their apartment complex, multi-unit building, rental, or commercial property.

There are two important questions we will ask in order to determine how much funding you’ll be receiving for your investment property mortgage. First, we will need to know how many properties you own. Second, we will need to know if you occupy one of the units. The answers to these two questions will guide us in the right direction so we can determine exactly how much funding you’ll need for your investment property mortgage.

What Type Of Building Is Considered Investment Properties?

Buildings with 1-4 units are still considered residential; however, that doesn’t mean you won’t qualify for an investment property mortgage if you wish to refinance a dwelling as described here. If you plan on living in one of the units, it is considered owner-occupied and rental.

Because our mortgage packages are very flexible and our goal is to find you the right funding to suit your financing needs, we will help you understand every facet of the investment lending process from the beginning to the end.

Oftentimes, the rent your tenants pay is enough to cover the monthly mortgage payments. We’ll help you figure out how much you can charge for each unit, which utilities to include, and how long it’ll take before you’ll start reaping the benefits of your investment.

What Is The Difference Between An Investment Property And A Commercial Property?

Many people often confuse the definition of a commercial and investment property because they are quite similar in nature.

It all comes down to zoning. Any building with 1-4 units is a residential property and anything with five or more units is considered commercial. Don’t worry, offers both types of mortgages so if you’re looking to refinance a larger property with more than four units, we’ll have no trouble finding you the right mortgage.

Contact to start the investment property mortgage process. We are one of Canada’s most trusted private lenders for a reason: We care about our clients and their real estate investments.


Current Mortgage

  • Home Worth $300,000
  • Current Interest Rate 3.0%
  • Current 1st Mortgage Payment $1,050
  • $250,000 Mortgage Balance
  • $50,000 Mortgage Requested
  • $25,000 Tax Arrears $500/month
  • $25,000 Credit Cards $750/month
  • Total $2,750/month

Second Mortgage

  • Home Worth $300,000
  • Current Interest Rate 3.0%
  • Current 1st Mortgage Payment $1,050
  • $250,000 Mortgage Balance
  • 2nd Mortgage Payment $250
  • $25,000 Tax Arrears Paid
  • $25,000 Credit Cards Paid
  • Total $1,300/month
You Save $1,450/month!


We get all situations approved

Latest Blog

What To Consider When Shopping For Mortgages

Posted by | Jun 27,2016

Are you thinking about purchasing a home? If so, then here are the questions you need to consider before you start shopping for a mortgage. What type of lender do you want to use? Mortgages are available through a wide variety of sources. You can obtain a home loan directly through lenders such as credit unions, mortgage companies, and commercial banks. You can also use a mortgage broker, who can contact lenders for you and present you will several different offers. Read More

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Being a new resident from another country and working for yourself can pose a lot of problems financially and I tried a number or people before finding Privatelend. Alicia and Sunny were quick, helpful and just made my life a whole lot easier. I can breathe again. I would recommend anyone to use them in a heartbeat.

D & E, North York

Thanks again for getting us back on track with our finances. You are all very pleasant and I have nothing but admiration for your professionalism with us in this big step we have taken at this stage of our life. We wish you the very best always.

K & S

I just finished a refinance with privatelend but it would not be complete unless I gave a shout out to my contacted people Alicia and Sunny they were competent ,prompt, easy to contact and very pleasant thanks a bunch girls great job.

Wayne from Whitby
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