function mmLoadMenus() {
  if (window.mm_menu_1030104438_0) return;
 
  
    window.mm_menu_1030104438_0 = new Menu("root",200,25,"Tahoma",11,"#D3D3D3","#009EFF","#000000","#3F3F3F","left","middle",7,0,250,-5,7,true,true,true,0,true,false);
  mm_menu_1030104438_0.addMenuItem("WHAT IS HARD MONEY?","location='hard-money.html'");
  mm_menu_1030104438_0.addMenuItem("BAD CREDIT LOANS","location='bad-credit.html'");
  mm_menu_1030104438_0.addMenuItem("PROCESS","location='process.html'");
  mm_menu_1030104438_0.addMenuItem("GLOSSARY of LOAN TERMS","location='glossary-loan-terms.html'");
  mm_menu_1030104438_0.addMenuItem("CLOSING COSTS","location='closing-costs.html'");
   mm_menu_1030104438_0.fontWeight="bold";
   mm_menu_1030104438_0.hideOnMouseOut=true;
   mm_menu_1030104438_0.bgColor='#000000';
   mm_menu_1030104438_0.menuBorder=1;
   mm_menu_1030104438_0.menuLiteBgColor='#555555';
   mm_menu_1030104438_0.menuBorderBgColor='#333333';
   
   window.mm_menu_1030105438_0 = new Menu("root",200,25,"Tahoma",11,"#D3D3D3","#009EFF","#000000","#3F3F3F","left","middle",7,0,250,-5,7,true,true,true,0,true,false);
  mm_menu_1030105438_0.addMenuItem("INFORMATION FOR BROKERS","location='information-brokers.html'");
  mm_menu_1030105438_0.addMenuItem("INFORMATION FOR INVESTORS","location='information-investors.html'");
  mm_menu_1030105438_0.addMenuItem("BROKER PACKAGING GUIDELINES","location='broker-guideline.html'");
  mm_menu_1030105438_0.fontWeight="bold";
   mm_menu_1030105438_0.hideOnMouseOut=true;
   mm_menu_1030105438_0.bgColor='#000000';
   mm_menu_1030105438_0.menuBorder=1;
   mm_menu_1030105438_0.menuLiteBgColor='#555555';
   mm_menu_1030105438_0.menuBorderBgColor='#333333';

mm_menu_1030104438_0.writeMenus();

}